When you talk as much as we do, you tend to occasionally say things that don't go over well.

It's not that we purposely set out to offend anybody, it's just that our words tend to leave our mouths before our brain can process them. What we intend to say sometimes comes out sounding completely different.

Is your brain-to-mouth filter a little slow - or completely turned off? Then you may need "Racism Insurance"! While this video is just spoofing the State Farm ads, this is definitely something we wish was real...